Friday, March 19, 2010

BE CAREFUL IN YOUR INTERNET IDENTITY

You often trade on the internet? Or maybe you often write yourself complete data on social networking sites? Be careful, because someday you might have a problem "indentity theft" or phishing.The impact of identity theft in the intenet can cause problems for you. These problems can be one of the following things:You unexpectedly large bill from a credit card, but you can never have a credit card meant.You get a credit card bill when you do not have to shop using credit cards.Without your awareness, your bank account was saved for years was suddenly gone. And you rarely or never make a withdrawal.Unexpectedly, you get a warning letter to immediately pay the loan installments in one of the banks. And you never apply for credit at the bank.Your shopping transaction via e-banking, but the item you ordered never received the goods in question.That was a case of victims of Phishing or Identity Theft.What is phishing? Pishing is an illegal act committed person to obtain important information such as passwords (password) or other information from the credit card. Way, the perpetrator acted pishing or disguised as a person or business entity that is well known and trusted community. For example as banks, online retailers and credit card companies famous. The perpetrator the victim to hand over control of valuable information and secrets that the perpetrators desired.Then, what is meant by identity theft? Identity theft is the action taken by a person to know or unauthorized use of personal identity to others.To get the data or information yourself, the perpetrator of this crime through several ways.First, retrieve data from the companies that store your data, such as banks, insurance companies, property and so on.Pretending to be officers of a company or office, such as tax offices, the survey banking, insurance personnel and others.Searching in the garbage documents is not in use, especially around banks, companies, government offices and others.By phone or SMS with fake lottery informing that you are the winner of a lottery.Electronic transactions through e-commerce on the Internet for booking of goods or services.To avoid fraud virtual (cyber fraud), there are several ways that recommended by the Ministry of Communications and Informatics RI namely:Protect your secret code number, or PIN, and be sure to memorize all of your PINWhen traveling, try not carry bank cards.Do not carelessly dispose of garbage that contains data or your personal documents.Beware of SMS or a phone that is not clear.Protecting data is important data on the internet you (especially on social networking sites such as Facebook).Immediately reported to the authorities if found unusual transactions.Be careful with people around when using a PIN.Do not use Warnet to make transactions online.Photo copies of all your data and keep good.When you have to travel, check your bank balance.If you find that you have become victims of Cyber Fraud, what should you do? If this happens, do the following actions:immediately write down your correspondence and report it to the police;if the police could not take action against the perpetrators of identity theft, use your file to the police report it as one tool to deal with the creditors (banks, insurance companies, telecommunications companies or others) as evidence that you have been victimized Cyber Fraud. Make a report for your records;immediately contact customer service, security, or the fraud of their creditors and continue with a letter;immediately close your account that have been subject to fraud and open a new account.contact the post office and reported that if there are perpetrators of identity theft to take your letter to get a new credit card, credit card bills and bank charges, credit card offers or tax information, or if the perpetrator abusing an address change form.

Source : id.shvoong.com

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